Cherise Home and Loans

Finding the Right Home & Loan

Cherise Valenzuela, Broker
(
951) 858-6197
BRE Lic# 01744849 | NMLS# 350024

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Buying Process

Know What to Expect

Buying a home should be a memorable experience. Knowing what to expect can reduce stress and  let you focus on finding your dream home. My Team is committed to make your home buying process as simple as possible. We know the real estate market in the Corona, California area and will serve as a valuable resource for your home purchase decision. Here’s a list of things to expect during the home buying process:

  • Find a Realtor you can trust
  • View properties
  • Complete the Mortgage Application (Appraisal)
  • Close on the property
  • Analyze your needs during a consultation with your Realtor.
  • Write an offer to purchase (earnest deposit)
  • Secure Underwriting (rejection) and (conditions)
  • Take possession of your new home
  • Obtain financial pre-qualification and pre-approval
  • Negotiate and Counteroffer
  • Schedule termite and survey
  • Select properties
  • Accept the contract (inspections) + (remove contingencies)
  • Contact title company (title exam and title insurance)

I will walk you through each step and let you know what to expect. – Let’s Talk.

Money Up Front

  • Earnest Money
  • Appraisal
  • Option Money
  • Credit Report
  • Inspection Fee

Helpful Links

  • Fannie Mae Homepath information
  • Freddie Mac — Everything you need to know about housing, buying and owning a home and finding a mortgage.
  • Federal Housing Administration – All the basics on FHA loans, what it takes to qualify and how to apply online.
  • Department of Housing and Urban Development — HUD offers information about buying, selling, owning and renting homes, and includes information on HUD homes you can buy.
  • Federal Reserve — Basic information on how to find the best mortgage for you.

Contact

Cherise Valenzuela
Broker

951-858-6197 Mobile
Connect@CheriseHomeandLoans.com
DRE Lic# 01744849
NMLS# 350024

Sponsored by Omni-Fund, Inc.
26395 Jefferson Ave #E
Murrieta CA 92562
1 (888) 682-3863

Areas Served

  • Corona
  • Eastvale
  • Greater Inland Empire
  • Norco
  • Orange County
  • Riverside
  • Temescal Valley

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