Know What to Expect
Welcome Home, Buyer!
Buying a home is one of the biggest investments you’ll ever make — and you deserve expert guidance every step of the way. With my experience as both a real estate broker and a mortgage consultant, I make the process smooth, transparent, and tailored to your needs.
Why Work With Me?
- ✅ One-Stop Service: I handle both your home search and your financing — no need to juggle multiple people.
- ✅ Local Expertise: 20+ years helping buyers in Corona, California.
- ✅ Personalized Guidance: Every buyer is unique. I’ll find the right property and loan solution for you.
- ✅ Proven Results: Hundreds of successful closings in all types of markets.
Our Buyer Services
🔍 Home Search & Representation
- Customized MLS searches so you see listings first.
- Showings and tours at your convenience.
- Skilled negotiation to secure the best price and terms.
💰 Loan & Financing Solutions
- Pre-approvals to strengthen your offer.
- FHA, VA, Conventional, and Jumbo loan options.
- Down payment assistance & CalHFA programs for qualified buyers.
- Competitive rates tailored to your budget.
🛠️ Support Beyond the Sale
- Trusted network of inspectors, contractors, and insurance providers.
- Guidance on building wealth through real estate.
- Ongoing support for refinances, ADU projects, or future sales.
The Home Buying Process
- Consultation – We discuss your goals, needs, and budget.
- Loan Pre-Approval – Get pre-qualified to know your buying power.
- Home Search – Targeted listings that fit your criteria.
- Offer & Negotiation – I negotiate on your behalf.
- Escrow & Inspections – Smooth transaction management.
- Closing & Keys – Congratulations, you’re a homeowner!
Buying a home should be a memorable experience. Knowing what to expect can reduce stress and let you focus on finding your dream home. My team is committed to making your home buying process as simple as possible. We know the real estate market in the Corona, California area and will serve as a valuable resource for your home purchase decision.
Here’s a list of things to expect during the home buying process:
- Find a Realtor you can trust
- View properties
- Complete the Mortgage Application (Appraisal)
- Close on the property
- Analyze your needs during a consultation with your Realtor
- Write an offer to purchase (earnest deposit)
- Secure Underwriting (rejection) and (conditions)
- Take possession of your new home
- Obtain financial pre-qualification and pre-approval
- Negotiate and Counteroffer
- Schedule termite and survey
- Select properties
- Accept the contract (inspections) + remove contingencies
- Contact title company (title exam and title insurance)
I will walk you through each step and let you know what to expect. – Let’s Talk.
Money Up Front
- Earnest Money
- Appraisal
- Option Money
- Credit Report
- Inspection Fee
Ready to Find Your Dream Home?
Contact Information:
📞 951-858-6197
🌐 CheriseHomesandLoans.com
✉️ Cherise@CheriseHomesandLoans.com
Let’s make your dream of homeownership a reality!
